About Company

Kara Capital was born out of a simple but powerful idea: property success shouldn’t be held back by slow, rigid financing. In a fast-moving market, timing is everything—and that’s where we come in.

The story begins with Dean White, a property investor with over 17 years of experience and a portfolio that now exceeds £30 million. From residential homes and commercial spaces to holiday lets, Dean has navigated nearly every corner of the property world. Over the years, he learned one lesson time and time again: the difference between closing a deal and missing out often comes down to access—fast, flexible, and reliable capital.

Frustrated by traditional lenders who didn’t understand the urgency or complexity of property investment, Dean set out to build a solution designed by investors, for investors. Kara Capital was the result—a specialist bridging loan provider with one mission: to move at the speed of opportunity.

But a vision needs precision to become reality. That’s where Lucy Scarratt comes in. With a strong background in business development, property management, and operational analysis, Lucy is the engine behind Kara’s smooth operations. She knows how to spot growth potential, streamline systems, and make sure everything runs with clockwork precision—because at Kara, efficiency isn’t just a bonus, it’s a necessity.