Bridging Loans
/ overview
What is a Bridging Loan?
A bridging loan is a short-term loan secured against property, used to “bridge” the gap between purchase and sale or refinance. Terms typically range from a few months up to a year.
/ work
How do Bridging Loans work?
Bridging loans provide short-term funding secured against property. They’re designed to help borrowers access quick capital while waiting for a sale, refinancing, or long-term finance—perfect for time-sensitive property transactions and investment opportunities.
/ residential
Residential Bridging Loans
Residential bridging loans uk help individuals or investors quickly buy or refurbish homes. They’re often used when buying before selling, breaking property chains, or securing auction properties that require fast completion and flexible repayment terms.
/ commercial
Commercial Bridging Loan
Commercial bridging loans offer short-term finance for business premises or investment properties. Common uses include acquiring offices, retail spaces, or mixed-use buildings, as well as refinancing or funding refurbishments and fast completions.
Development Exit Bridging Loan
These loans assist property developers nearing or at project completion. They allow time to sell units or refinance without pressure, replacing expensive development finance with short-term, lower-cost funding during the exit phase.
“It’s refreshing to deal with such a proactive, accessible funding provider. From understanding the property market and challenges of development they have enabled us to focus on doing what we do best – acquiring and building good quality homes.”
Guiding Your Finances to Success Since 2008
Your Journey With Kara Capital
Follow these easy steps and you’re done — our team guides you through a quick and simple process, from the initial conversation to fast, reliable funding. No delays, no confusion — just straightforward support every step of the way.
01.
Talk it through with us
02.
Find a solution together
03.
Expect a speedy answer
04.
Receive your funds on time
Strategic Advantages of Kara Capital
The power and strategic advantages of smart property finance with Kara Capital, where expert-led strategies, asset-backed security, and market-driven insights create lasting value and opportunity.
Asset-Backed Security
All loans are secured against tangible assets with first legal charges.
Selective Lending
Focus on quality assets and borrowers ensures portfolio resilience.
Experienced Management
Led by professionals with deep expertise in property finance and risk assessment.
Operational Efficiency
Streamlined processes enable rapid decision-making and fund deployment.
Market Timing
Positioned to leverage the current trend of declining interest rates, increasing property market activity.
Portfolio Strategy
Balanced exposure across various property types and regions reduces concentration risk.
